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Re: [webpayments] [Architecture] Payment App is a term used in EMV to describe the applet stored in SC (#31)

From: Dave Longley <notifications@github.com>
Date: Wed, 09 Dec 2015 11:39:35 -0800
To: w3c/webpayments <webpayments@noreply.github.com>
Cc: webpayments <public-payments-wg@w3.org>
Message-ID: <w3c/webpayments/issues/31/163368287@github.com>
Also worth mentioning is that in my view a "Payment App" is *not* a PSP or a Bank -- and it seems like there has been some conflation here or there with those concepts. A Payment App is just a piece of software that helps users register payment instruments/funding sources and then use them (eg: send them/specify them to a PSP) to make a payment. A Payment App specifies the payment schemes/methods it supports and then this can be matched against payment requests by the payment mediator to simplify user selection.

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https://github.com/w3c/webpayments/issues/31#issuecomment-163368287
Received on Wednesday, 9 December 2015 19:40:32 UTC

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