Re: Comments on W3C Web Payments Interest Group Charter from Federal Reserve

Dear Claudia,

thank you very much for your comments.
See below some remarks:

> *1.**Scope Statement:*

I agree with almost all your points except:

> b.Line 2 – Add the following to the list of payment methods in
> parentheses—i.e., ACH, debit cards, prepaid cards, e-checks.  Also,
> delete the reference to “coupon” as this isn’t a payment method.
> Consider also deleting “Loyalty card” as this may or may not be a
> payment method, depending on whether it is tied directly to the payment
> itself.  In some cases a loyalty card is tied only to customer
> information, rewards, or other items relevant to the customer/merchant
> relationship and not the payment method itself.

I believe we need to keep loyalty cards and coupons in the scope.
what about separating payment methods in traditional payment methods, 
non-traditional currencies (aka cryptocurrencies or electronic tokens), 
and non-money-based payments (coupons, loyalty cards) ?

about success criteria, this group is not in charge of implementing 
payment standards.
The implementation of new standard for payments will be the success 
criteria of technical group(s) in charge of developing the considered 
standards (and it is a requirements in W3C process), but not the 
steering group. However, as you suggested, this group should include in 
its scope and activities the promotion of new web payments standards.

concerning deliverables, I'm also ok with most of your points.
I will clarify high-value authentication which means improved 
authentication using various technologies from multi-factor auth to 
secure-elements, smartcard-based auth.

about
 > d.Under both topics #3, /Payment Transaction Messaging,/ and #4,
 > consider adding a new bullet that states, “Leverage and/or reference
 > existing, relevant technical standards.

I suggest to mention it clearly both in the scope and at the very 
beginning of the deliverable section because it is a critical element to 
highlight imho.
what do you think?

About the external liaison, i beleive the precision you are proposing 
are better than the general description, so i will update accordingly

Best
Stephane


-- 
Stephane Boyera        stephane@w3.org
W3C                +33 (0) 6 73 84 87 27
BP 93
F-06902 Sophia Antipolis Cedex,
France

Received on Monday, 2 June 2014 12:33:17 UTC