- From: Stephane Boyera <boyera@w3.org>
- Date: Wed, 04 Feb 2015 10:26:57 +0100
- To: Anders Rundgren <anders.rundgren.net@gmail.com>, "public-webpayments-comments@w3.org" <public-webpayments-comments@w3.org>
Hi Anders, > IMO, a tokenized payment authorization message cover most if not all > payment scenarios. no. typically current implementation like paypal, google wallet etc are push-based payment, you tell paypal to pay the merchant, and the merchant provides paypal its paypalid. Exact same model with credit transfer (wire transfer). so various scheme implement push-based payment, and it is probably an easier way to have secure transaction on short term. > Does the underlying payment networks support push payments? yes, again, the example is wire transfer which is a well implemented worldwide scheme. > Maybe equally important: does Apple Pay use push payments? It is the choice of different payment provider to go for one scheme or another. Apple Pay decided to go for token which is perfectly ok, but does not preclude other options. there are not exclusive. steph > Anders > -- Stephane Boyera stephane@w3.org W3C +33 (0) 6 73 84 87 27 BP 93 F-06902 Sophia Antipolis Cedex, France
Received on Wednesday, 4 February 2015 09:27:49 UTC