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Confidentiality

and Transmissions over the Internet

The 
transmission of data or information (including communications by e-mail) over 
the Internet or other publicly accessible networks is not secure, and is subject 
to possible loss, interception or alteration while in transit. Accordingly, we 
do not assume any liability for any damage you may experience or costs you may 
incur as a result of any transmissions over the Internet or other publicly accessible 
networks, such as transmissions involving the exchange of e-mail with us (including 
those which may contain your personal information). While we shall take commercially 
reasonable efforts to safeguard the privacy of the information you provide us 
and treat such information in accordance with our Privacy Policy, in no event 
will the information you provide to us be deemed to be confidential, create any 
fiduciary obligations to you on our part, or result in any liability to you on 
our part in the event that such information is inadvertently released by us or 
accessed by third parties without our consent. User Conduct and Obligations You 
agree to follow all applicable laws and regulations when using this website. Furthermore, 
you agree that you shall not: upload, post or otherwise transmit through or to 
this website any content that: is unlawful, abusive, threatening, harmful, obscene, 
lewd, offensive, defamatory or otherwise objectionable; might infringe the intellectual 
property rights, privacy rights, rights of publicity, or other proprietary rights 
of others; contains any viruses, trojan horses, time bombs, or any other harmful 
programs or elements; disrupt, place unreasonable burdens or excessive loads on, 
interfere with or attempt to gain unauthorized access to any portion of our website, 
its computer systems, servers or networks; provide false information about yourself 
to us, impersonate any other person, or otherwise attempt to mislead others about 
your identity or the origin of any content, message or other communication; transmit 
junk mail, chain letters, or other unsolicited bulk e-mail or duplicative messages; 
collect information about other visitors to our website without their consent 
or otherwise systematically extract data or data fields, including without limitation 
any financial data or e-mail addresses; sell access to or the use of this website, 
including any content contained on, downloaded or accessed from this website, 
except as specifically permitted in writing by XE.com; redistribute any content, 
including financial data, provided by us in any manner whatsoever including by 
means of printed publication, fax broadcast, web pages, e-mail, web newsgroups 
or forums, or any other electronic or paper-based service or method; intentionally 
alter the format in which financial data is provided by us or otherwise circumvent 
our regular interfaces to such data; and embed or import any financial data provided 
by us into any information services (whether or not web-based), data files or 
application software, including without limitation accounting and payroll systems, 
except as except as specifically permitted in writing by XE.com. By uploading, 
posting or otherwise transmitting through or to our website any content, you grant 
to us, our successors and assigns, a non-exclusive, world-wide, royalty free, 
perpetual, non-revocable license to use or distribute such content in any manner 
otherwise than as stated in our Privacy Policy.

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