Re: Review of FPWD of Web Payments Use Cases

Richard Ishida scripsit:

> [2] in the UK it is very common to get cashback at supermarkets - ie.
> you pay for your groceries and then ask the supermarket to give you ten
> or twenty pounds, say, in cash as part of the same transaction. I
> wondered whether this produces a signficantly different scenario in
> terms of payment processing and delivery of product receipt.

This is common in the U.S. as well, at least if the card in question
is a debit card linked to a checking account.  You can only get cash
from a credit card if you go to a bank.  Since there is no charge to
get cash in this fashion, unlike withdrawing from an ATM not belonging
to your bank where both banks charge you a fee, I quite commonly get
cash this way.

> [3] i don't know whether it's still the case, but i understand that it
> used to be common in Japan to have purchased items delivered to a nearby
> department store or some such location. The customer would then travel
> to that location to pick up the items. I wonder whether that introduces
> a significant changes to the mechanisms related to delivery of product.

I actually did this last week.  I ordered a mattress from kmart.com,
and went to my local Kmart to pick it up.  This saved me delivery charges
that would have been about half the price of a similarly priced
mattress at Amazon.

-- 
John Cowan          http://www.ccil.org/~cowan        cowan@ccil.org
The known is finite, the unknown infinite; intellectually we stand
on an islet in the midst of an illimitable ocean of inexplicability.
Our business in every generation is to reclaim a little more land,
to add something to the extent and the solidity of our possessions.
        --Thomas Henry Huxley

Received on Friday, 8 May 2015 16:20:45 UTC