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The content of the message does not bind Lombard International Assurance S.A. 
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Lombard is intended to provide general guidance only. Nothing in this e-mail is
intended as an offer or solicitation for the purchase or sale of any life assurance, 
pension or other financial product. Neither is the information intended to constitute 
any form of legal, fiscal or investment advice and it should therefore be used only
in conjunction with appropriate professional advice obtained from a suitably qualified
professional source.
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