Re: Informal poll: Identity use cases

+1 to all of the use cases listed.

I'm sorry I haven't been able to be more active in this set of discussions
about identity credentials use cases.

Was there any talk of a discovery use case? If I want to pay Manu, how do I
find which digital entity I should initiate a transaction with? I'd like to
find not only what payment methods he accepts but also some evidence that,
for example, msporny@digitalbazaar.com is owned by the Manu Sporny I know
as opposed to, say, manu.sporny@gmail.com.


On Wed, May 21, 2014 at 7:37 AM, Manu Sporny <msporny@digitalbazaar.com>wrote:

> On 05/19/2014 01:11 AM, Timothy Holborn wrote:
> > Use Case: Execute a transaction without revealing secrets (i.e.
> > identity, passwords, PINs) whose primary purpose is orthogonal to the
> > actual transaction.
> >
> > - I'm not sure i understand the Use Case...
>
> The use case requirement is basically: "Don't ask customers to type in
> their credit card numbers, they're unnecessary and insecure."
>
> The same thing applies to CVV2 numbers on the back of the credit card.
>
> In other cases, it should be unnecessary for you to transmit your
> identity in order to, for example, pay for a pack of gum. The
> description for this use case would elaborate on these points.
>
> > Use Case: Enable anonymous transactions such that the identity of the
> > customer is not discoverable by merchants or payment processors.
> >
> > - I think this means completely anonymous - meaning untraceable? if
> > so, -1.
> >
> > I can see the validity of a use-case that states customer's identity
> > is not discoverable by the merchant and/or recipient; however i
> > interpret the 'payment processor' to include KYC/AML related
> > requirements.  If Fiduciary responsibilities are supported (IE: for
> > law-enforcement purposes) then +1.
>
> Ensuring regulatory compliance would be supported. We're not going to do
> anything that enables large-scale money laundering.  :)
>
> This use case requirement is effectively: "Enable digital cash". When a
> customer would transfer their cash into an anonymous wallet, all the
> necessary reporting would still be done w/ the financial crimes
> enforcement networks the world over. This is no different than you
> taking money out of an ATM and then handing that money to someone in a
> personal transaction.
>
> -- manu
>
> --
> Manu Sporny (skype: msporny, twitter: manusporny, G+: +Manu Sporny)
> Founder/CEO - Digital Bazaar, Inc.
> blog: The Marathonic Dawn of Web Payments
> http://manu.sporny.org/2014/dawn-of-web-payments/
>
>


-- 
Evan Schwartz
Developer + Technology Pioneer
Ripple Labs Inc.