Re: Web Payments Interest Group Charter draft ready for review

Sent from my iPad

> On 19 May 2014, at 9:29 pm, Joseph Potvin <jpotvin@opman.ca> wrote:
> 
> Timothy,  I'm starting to feel like I'm seen as some sort of
> gatekeeper on this matter.

Na.  All good.  Discussion is healthy, I have passionate views.  Not specifically tailored "for your eyes only" - just my views, with regard to the formation of what I believe could be a very important web-standard sometime down the track, assuming the path is navigated, for which a good crew is always important for a successful voyage. I endeavour to ensure my contributions are both well formed, and diligently communicated.

> I am just a participant from the
> free/libre/open camp and I was just saying that off-the-record
> conversations with the major payment incumbents don't bother me.
I do appreciate the difference of views held in the market, and I'm no gatekeeper...  Just a participant and contributor (well, I hope so anyhow...).  If the current systems worked well, no disruptive new technologies / systems would have an opportunity for growth.  Unfortunately that's not the case, yet. We likely still don't know exactly which bits need upgrading )holistically speaking)...
> 
> Here are the relevant operating parameters:
> http://www.w3.org/Consortium/mission.html
> ...see especially http://open-stand.org/principles/
> http://opensource.org/osd-annotated
> ...the W3C License is approved under these terms
> http://opensource.org/licenses/W3C
> 
> The incumbent players in the payments field are not subject to those
> terms, and the discussion interface amongst he different "ways of
> being" won't be successful as a unilateral imposition by anybody.
> 
> I do think it will be very important that the W3C not accept to
> include in the web payments space the likes of what it agreed to with
> EME as an official extension to HTML5. As a result many in the web
> standards space have lost some confidence in the W3C, and there are
> some splintering outcomes, such as a DRM-free profile of HTML5 at
> http://freedomhtml.org/. Please no huge thread on that segway!  I'm
> just say'n.
Fortunately, I get to feed the decision making tree, rather than driving it.  That's someone else's problem...

:)
> 
> Joseph

Timh.
> 
> On Mon, May 19, 2014 at 12:58 AM, Timothy Holborn
> <timothy.holborn@gmail.com> wrote:
>> 
>> Hi Jo,
>> 
>> apologies for the long-email - figured it was a point that's important
>> enough to scribe my thoughts on it, so it's looking more like a paper than a
>> response. Below are a rather extensive outline of concepts / ideas,
>> underpinning my belief that the group - should be primarily public, rather
>> than private.
>> 
>> I think the discussion is really very healthy - and i'm not precious about
>> things...  I try to reason considerations out, and work as part of a broader
>> team, hoping i'm contributing towards the best possible outcome as someone
>> who's entitled to a vote, or being heard.
>> 
>> so...
>> 
>> JO
>> I do understand your concerns; i've also worked in closed-loop practices for
>> a long-time, and i'm not even going to get started on non-disclosure related
>> antics, that have within themselves a whole new group of threat-matrices.
>> Interestingly, those models may change rather dramatically as more
>> accountability capabilities and practices become semantically linked to
>> online activities. With applied RDF, being employed within a specified role
>> may be shown to not = being the primary contributor of value to that
>> particular need / role requirement, within an organisation or project; and
>> i'm looking forward to the stimulus such technologies provide to innovation
>> industries broadly.
>> 
>> WHY PUBLIC?
>> Economic Rights are a constituent of Human Rights.  With great humility, i
>> still ponder the level for which these works seek to support; the fact that
>> i'm Australian, with good common-law understandings, having worked somewhat
>> overseas; but not in all regions, and so many cultural practices are so very
>> different in so many places, in ways i've simply not translated yet.   I've
>> tracked in past very significant discussions that are held between EU / UN
>> groups, and the more US centric interests, understanding to some level the
>> linkages (many ages old) that provide bridges between the areas of forum.  I
>> still as yet, do not see the need for closed-loop development of these areas
>> of technology, which are more broadly RDF orientated - or Web 3.0.  In fact,
>> if more stakeholders and representatives of stakeholders put more of their
>> thoughts out publicly - i think the public benefit would continue to
>> escalate.   TimBL (as an example) provides an enormous about of data via
>> public medium, which i think is enormously helpful...
>> 
>> CAPABILITIES ANALYSIS & INNOVATION
>> Incorporated Entities have sophisticated infrastructure in which teams
>> within such entities are able to consider new opportunities, for their
>> merits, and come-up with new mechanisms around how to manage opportunity
>> (cost / benefit, SWOT, etc.). However organisations can suffer from a lack
>> of discipline in thoroughly investigating new opportunities for their
>> merits, which can result in ad-hoc 'bold-on' outcomes, as particular
>> opportunities are deemed to be 'considered' by adapting existing business
>> systems to new opportunities with a few lines of code (perhaps in a few
>> languages).  I know large organisations are very good at cookie-cutting
>> where existing tooling is available in-house, or off the shelf; and that
>> innovation makers / markets can be disruptive.  Whilst many stories exist
>> (i'm sure, electricity and the lightbulb wasn't fondly considered by
>> alternative technology vendors at the time) The story of Napster and Sean
>> Parker, inclusive of his longer-term career is a great example of a
>> disrupter. If a study were done on the evolution of Napster (and later
>> products such as iTunes, Spotify, etc.) It would be interesting to track at
>> what juncture corporates involved were capable of being engaged to innovate,
>> what is clearly now, a massive market, implicating many millions of humans
>> on so many levels.
>> 
>> PUBLIC COMMUNICATIONS CONSIDERATIONS
>> Broadly speaking, in terms of volume of affected legal entities directly
>> (meaning natural or incorporated as entities: not agents.) i've had some
>> comfort in that the threads are public, the works are public, the humanity
>> of my messages are public - for the good, bad, yet to be considered and yet
>> to be figured out or made meaningful.
>> 
>> W3 / W3C is a complicated thing - at web-scale no less, which i'm still
>> wrapping my head around. I hope i provide food for thought, rather than
>> junk-food, fattening-up the mail-diet..  If the original proposal for WWW
>> were put together now, do you think it would get past the first few hurdles?
>> I like to think, that given the group of member organisations live behind
>> the scenes; that the IG / CG related groups evolve opportunities in ways
>> that support a corporations needs in engaging with new concepts & new
>> opportunities that benefit eco-systems.
>> 
>> So, with such things in mind;
>> 
>> I think the philosophical outlook in which the original proposals were
>> brought together, and the modern need for a form of philosophical
>> engineering to make-up for issues throughout nascent markets, where legal
>> systems simply haven't caught-up yet; brings about opportunities to build
>> collaboratively, systems that have a cohesive structure; and that, rather
>> than engineering things in a sports-person like manner that may lead to a
>> seasons-ladder in who's strategy was more advantageously considered within a
>> privileged group of contributors; where risks become that of publicly
>> considered appropriate oversight.
>> 
>> COMPLEXITY OF SUBJECT MATTER
>> I do not believe this (a web-payments standard) is an easy endeavour. The
>> nexus of issues that this standard will seek to cover is rather enormous.
>> Politically, alot is going on around e-contracts and bitcoin. more
>> practically, in Australia, we have mostly thermally printed receipts, which
>> is a form of industry standard practices; and of course, whilst a receipt is
>> required for a warrantee claim AND Australian law provides protection to
>> consumers in such a way as to provide minimum expectations around warrantee
>> for certain product types; the simple choice between the delivery of a
>> thermal printed receipt, and a digital receipt, will likely be one of the
>> many issues that might have significant debate. What may be worse, is that
>> these events may then be used to revisit the opportunities for CRM both by
>> retailers directly, and by new market entrants who believe an opportunity
>> exists; for which i hope we've sorted out the privacy related specs in such
>> a way as it is empowering for the greater majority of natural legal
>> entities.
>> 
>> Obviously, in one band of 'legal entities' there's a marketing / sales
>> budget; in the other corner, humans.  I see W3C as a collective voice for
>> Humans, understanding it is brought together functionally by incorporated
>> entities.
>> 
>> BEST PRACTICE CONCEPTS
>> I consider the close-relationship between 'the law of the people' (the rule
>> of law) and commerce. Every good law is publicly available. Most government
>> has debate available in a public document (in Australian parliament, the
>> hansard). If corporations believe as legal entities it is too-risky to
>> disclose scientifically endorsable strategy (meaning technical / functional
>> requirements and underlying philosophies for a Web-Payments Spec) publicly,
>> well, i think it comes down to shared values, and perhaps also lawyers, who
>> love a good debate; and if any good legal reasons exist to ensure dev. is
>> done privately, i'd welcome the input.
>> 
>> In civics, shared-values are social-values that bind communities (such as
>> democracies, states, etc.) together.  These 'shared values' are generally
>> translated into instruments that apply to all legal entities.  It is my
>> hope, that human rights principles apply as a principle driver of economic
>> principles, and the science created in-order to develop, evolve and support
>> prosperity.
>> 
>> that said; Perhaps if private consultations are required for official
>> purpose, a charter around how that could be facilitated and reported (with
>> reasonable levels of diligence) to the public group, as to explain anything
>> that cannot be made public specifically.  Yet, even then - i don't like
>> opening the doors to darkness.  Not much good happens in the dark, well not
>> much that isn't better in the light anyhow.
>> 
>> Have you seen https://nrf.com/who-we-are/retail-communities/technology ??  I
>> note, most of the 'spec' is public. National Retail Federation supports US
>> retailers i'd imagine; The W3C is aligned to support... ?
>> 
>> If legal entities are subject to laws (whether public or private); it is
>> reasonable to provide the opportunity to understand the requirements.
>> 
>> FEARS & INVESTOR STRATEGIES
>> In relation to equity markets - VC, Private Equity and related investments;
>> the project is speculative up until the point that it is widely accepted in
>> utility, for a market-share of the web-payments industrial vertical.
>> 
>> In my experience, people running these funds (to make a profit) come-up with
>> all sorts of strategies.  In other industry verticals, they might be
>> collaboratively developing patent free medicinal solutions for diseases that
>> kill millions of people, yet undoubtably, legal challenges are pursued. Yet,
>> if they've found a revenue model to change the health-care modelling as to
>> provide more ubiquity to underlying human values - well, i'd still support
>> them, subject to their tactical processes of course...  You'd only have to
>> know about one person struggling with cancer before the concepts of humanity
>> start toying with the expectations of equity markets, and a personal
>> positioning statement in how you'd best fit into that cycle. Understanding
>> of course, integrity of process is simply the best way overall no-matter the
>> circumstance, which i think public forum therein supports.
>> 
>> POTENTIAL IMPACT OF STANDARDS
>> We're dealing with the means and mechanisms on how people are fairly
>> rewarded economically.  How people become entitled to feeding themselves,
>> resourcing medical care, mechanisms that can support fair and reasonable
>> economic distribution of reward for work, subject to the laws of the lands..
>> What are the consequences to philosophies (and conventions) of human rights
>> without equity, commerce; application of what the web-payments standards
>> methods are attempting to achieve.
>> 
>> UNDERSTAND RDF - What is Webizing http://www.w3.org/community/webize/
>> It challenging to bring about ubiquity with regard to the concepts of
>> applying decentralised RDF technology; and how things may change.  With
>> great frustration, i see some looking at RDF as a means to provide a bigger
>> and better funnel, for not so awesome reasons (when looking at it from a
>> users-point of view).  I also believe, that the biggest driver of this; is
>> that people simply think in relational DB terms.
>> 
>> So to break-down some of those barriers (which also includes IMO, some
>> rather substantial changes to the stakeholder analysis; from the traditional
>> 'geek' of W3 forums) it is possible to be inclusive and accessible public;
>> and in doing so, i believe the greatest potential can be achieved and
>> measurably delivered, perhaps in stages; as an important constituent to
>> future web-systems.
>> 
>> CONTRACTUAL OBLIGATIONS UPON TALENT & STAKEHOLDER REPRESENTATIVES
>> Perhaps some assistance could beneficially be provided to potential
>> stakeholders who require a private engagement policy agenda 'revamp' as to
>> support engagement within public domain.   I'm also not sure what the legals
>> are around representations or other factors that relate to development.
>> 
>> Perhaps another way of 'looking at it'; is that an individuals contract may
>> allow them to participate as an individual, and perhaps sponsor them to do
>> so, within a predefined scope.  Perhaps a form could be generated that might
>> provide a precedent outline of what sort of encumbrances need to be
>> considered therein.  I imagine, using a privately owned or affiliated email,
>> or an appropriately defined footer; might be a consideration therein.
>> 
>> 
>>> On 19 May 2014 13:13, Joseph Potvin <jpotvin@opman.ca> wrote:
>>> 
>>> Timothy,  Even though 100% of my work for the past 15 years in both
>>> commercial and public sectors has been on free/libre/open source
>>> projects and policies, I still wish to highlight the sorts of
>>> considerations that diverse types of participants have when engaging
>>> in negotiations towards genuine standards. To provide another example,
>>> given how ridiculously fickle equity markets are, sometimes it can be
>>> risky for a company with literal vested interests in an incumbent
>>> payments system to even discuss hypothetically the possibility of
>>> their currently lucrative system being abandoned. If you want the
>>> incumbents to explore significant hypotheticals, and to honestly
>>> consider the relative merits of other options without freaking out
>>> their own marketing and licensing wonks, then you need to cut them
>>> some slack to have exploratory discussions off the record. The W3C
>>> seems to me an excellent forum in which to do that. But the scale is
>>> hardly binary between fully transparent and fully secret.
>>> 
>>> Joseph
>>> 
>>> On Sun, May 18, 2014 at 10:55 PM, Timothy Holborn
>>> <timothy.holborn@gmail.com> wrote:
>>>> I think people mix-up the underlying requirements of parsing
>>>> Web-Payments
>>>> between private systems (ie: banking platforms) and the needs of
>>>> Web-Systems
>>>> to support Web-Pages / Web-Services incorporating Web-Payments...
>>>> 
>>>> Banking systems, sophisticated cryptography systems, Contracts and other
>>>> 'commercial IPR' (and related) is certainly done in private.
>>>> 
>>>> I believe these types of 'private systems' are outside of scope for the
>>>> Web-Payments Standards Work.  I therefore believe that although some
>>>> discussion will be had aside public works; the standards works should be
>>>> both transparent and public overall.
>>>> 
>>>> I fail to understand how the best possible outcome could be achieved by
>>>> undertaking this project privately; nor, do i understand why or what
>>>> elements within the standards work could require confidentiality and/or
>>>> a
>>>> private forum in which to produce a web-user-centric standard for
>>>> general
>>>> purpose use.
>>>> 
>>>> I therefore believe that the undertaking should be public.
>>>> 
>>>> Perhaps, as a side note; an exclusion list could be defined in such a
>>>> way as
>>>> to ensure the scope is well defined, that the cohesive structure of an
>>>> end-to-end web-payments system can and will be produced, and
>>>> acknowledgement
>>>> of areas where 3rd party integration may occur (utilising technology /
>>>> systems developed in private) in a manner that is supportive of the
>>>> intent,
>>>> to establish a web-payment standard that is open, akin to the benefits
>>>> of
>>>> HTML / HTTP for Internet Protocol Data, Publishing & Communications
>>>> systems.
>>>> 
>>>> 
>>>>> On 19 May 2014 12:40, Joseph Potvin <jpotvin@opman.ca> wrote:
>>>>> 
>>>>> RE: "closed meetings"
>>>>> 
>>>>> Consider the United Way's view on this topic, as one example:
>>>>> 
>>>>> 
>>>>> http://www.unitedwaync.org/sites/uwncarolina.oneeach.org/files/filedepot/incoming/Executive%20Sessions.pdf
>>>>> 
>>>>> Joseph
>>>>> 
>>>>> On Sun, May 18, 2014 at 9:41 PM, Steven Rowat
>>>>> <steven_rowat@sunshine.net>
>>>>> wrote:
>>>>>>> On 5/18/14 1:59 PM, Joseph Potvin wrote:
>>>>>>> 
>>>>>>> RE: "potentially to do this transfer among themselves without
>>>>>>> middlemen
>>>>>>> actors"
>>>>>>> 
>>>>>>> ...except for all those who enable the Web to operate, and the
>>>>>>> Internet to operate.
>>>>>>> [snip]
>>>>>>> There will always be intermediaries of some sort.
>>>>>> 
>>>>>> 
>>>>>> Yes but designated common carriers (like the telephone company) are
>>>>>> regulated differently, since it's been decided it's a shared public
>>>>>> resource. Perhaps the Web Payments standard should be like this, in
>>>>>> which
>>>>>> case the 'middlemen actors' would be an evenly spread part of the web
>>>>>> commerce resource that we all get to use,  --just as I pay for a
>>>>>> phone
>>>>>> line
>>>>>> and Walmart pays for phone lines, but Walmart doesn't get to decide
>>>>>> whether
>>>>>> and how individual users can have phone service. So, if the Web
>>>>>> Payments
>>>>>> is
>>>>>> treated as a shared resource, perhaps Google/Microsoft/Corp. X
>>>>>> shouldn't
>>>>>> be
>>>>>> allowed to consult in the W3C in secret about how the payments system
>>>>>> would
>>>>>> be standardized.
>>>>>> 
>>>>>> Treating the Web Payments as such a shared resource, a type of common
>>>>>> carrier, would I suppose be a specific step that would require
>>>>>> government
>>>>>> decision -- like the FCC is mulling over the ISP common carrier
>>>>>> status
>>>>>> at
>>>>>> the moment.
>>>>>> 
>>>>>> http://bgr.com/2014/05/05/fcc-net-neutrality-plan-mozilla/
>>>>>> 
>>>>>> Perhaps that's a fruitful discussion to have here too, before
>>>>>> deciding
>>>>>> on
>>>>>> what the Web Payments system will look like or even whether the IG
>>>>>> can
>>>>>> be
>>>>>> secret or public.
>>>>>> 
>>>>>>> On 5/18/14 1:59 PM, Joseph Potvin wrote:
>>>>>>> 
>>>>>>> RE: "making the W3C standards-making process secret on any level on
>>>>>>> the basis only of what the W3C consortium of companies want -- large
>>>>>>> or small, established or startups -- may easily exclude or distort
>>>>>>> the
>>>>>>> needs of those billions of people who may not want or need to be
>>>>>>> involved with the companies when they make their web or phone
>>>>>>> payments"
>>>>>>> 
>>>>>>> First, the W3C membership involves more than "companies".
>>>>>>> http://www.w3.org/Consortium/Member/List
>>>>>>> Second, they are not at all monolithic in their interests and long
>>>>>>> terms
>>>>>>> goals.
>>>>>>> Third, who said "secret"?
>>>>>> 
>>>>>> 
>>>>>> First point, true, that was sloppy, I apologize. I wish there was a
>>>>>> simple
>>>>>> way (mashup pie graph? Where the semantic web when you need it?) to
>>>>>> figure
>>>>>> out the proportions of industry/academic/government membership of the
>>>>>> W3C,
>>>>>> but I haven't seen one. The current consortium member list appears to
>>>>>> be
>>>>>> majority companies versus the other two types, IMO, however.
>>>>>> 
>>>>>> In terms of financial support, I also wish there was a pie graph, or
>>>>>> even a
>>>>>> table, of the revenue source totals (by type of institution), but I
>>>>>> can't
>>>>>> find that either, or an audit.
>>>>>> 
>>>>>> But nonetheless, what I can find points to the fact that for-profit
>>>>>> members
>>>>>> pay between 4 and 70 times as much as non-profit members for
>>>>>> membership,
>>>>>> dependent on the size of company and the stage of development of the
>>>>>> country
>>>>>> it's situated in.
>>>>>> 
>>>>>> http://www.w3.org/Consortium/fees.php?showall=1#results
>>>>>> 
>>>>>> If we combine this with the fact that, say, 50% of the members are
>>>>>> for-profit (which may be low), then it's clear that the large
>>>>>> majority
>>>>>> of
>>>>>> the fees are paid by for-profit companies. Maybe 80%? 90%? Possibly
>>>>>> more
>>>>>> than that.
>>>>>> 
>>>>>> However, according to the W3C published Revenue Model
>>>>>> (http://www.w3.org/Consortium/facts#revenue) in addition to the fees
>>>>>> above
>>>>>> there are also:
>>>>>> -- sponsorships
>>>>>>    http://www.w3.org/Consortium/sponsor/
>>>>>>   (ie, this year IntelXDK, Platinum Sponsor, 150K USD, ICANN, Silver
>>>>>> Sponsor, 50K USD)
>>>>>> --  and a list of programs that are funded
>>>>>>    http://www.w3.org/Consortium/nmfunds
>>>>>>   (but given no amount -- just the program details and who funded
>>>>>> it.)
>>>>>> 
>>>>>> In sum, it's hard to generalize about the W3C funding because it's
>>>>>> distributed...but it looks from the above that a large majority of
>>>>>> their
>>>>>> revenue comes from for-profit companies.
>>>>>> 
>>>>>> I also find it interesting, in terms of the public/private question,
>>>>>> the
>>>>>> fact that there is no easy way to get an overview of how much money
>>>>>> flows at
>>>>>> the W3C relative to corporate/academic/government sources, or
>>>>>> individuals
>>>>>> for that matter. Is anyone aware of a place where this information
>>>>>> might
>>>>>> be
>>>>>> held?
>>>>>> 
>>>>>> And so we come to Joseph's "Third, who said 'secret'?"
>>>>>> 
>>>>>> Hm, apparently I did. But isn't that just as good a word for what's
>>>>>> being
>>>>>> discussed? The IG charter proposal states the option as working
>>>>>> 'internally
>>>>>> as a closed group and query the community on regular basis through
>>>>>> the
>>>>>> publication of draft documents'.
>>>>>> 
>>>>>> The 'closed group' means that communications around a decision are
>>>>>> not
>>>>>> made
>>>>>> public, correct? Those communications are then 'secret', aren't they?
>>>>>> Not
>>>>>> the draft decisions themselves, granted -- but still, it would be a
>>>>>> consensus process that excludes outside individuals from
>>>>>> participating
>>>>>> because certain key parts are 'closed'. Secret.
>>>>>> 
>>>>>> That's similar to a peer-reviewed journal publishing a paper based on
>>>>>> a
>>>>>> data
>>>>>> set and the data not being public. And given the (perhaps
>>>>>> unintentional)
>>>>>> difficulty of ferreting out details of W3C funding amounts, it's also
>>>>>> like
>>>>>> the authors of that paper not declaring the source of the funding for
>>>>>> the
>>>>>> study. AFAIK, this is now a requirement for most peer-reviewed
>>>>>> science
>>>>>> papers -- declaring funding sources; because (as I remember reading
>>>>>> in a
>>>>>> meta-study, though I don't have a link handy) it's been shown that
>>>>>> funding
>>>>>> influences the result, even when the researchers don't believe they
>>>>>> themselves are influenced by where their funding comes from.
>>>>>> 
>>>>>> 
>>>>>>> On 5/18/14 1:59 PM, Joseph Potvin wrote:
>>>>>>> 
>>>>>>> RE: "because those billions of people don't know what they want yet,
>>>>>>> and so to exclude them from the discussion of what the new
>>>>>>> money-transfer technology may be able to provide for them seems
>>>>>>> unfair
>>>>>>> and in the long run counterproductive"
>>>>>>> 
>>>>>>> I think this statement sounds absurd, but that's probably not how
>>>>>>> you
>>>>>>> intended it. Can you clarify by what means you would see "billions"
>>>>>>> engaging the issues?
>>>>>> 
>>>>>> 
>>>>>> I didn't mean billions would engage with the discussion; of course
>>>>>> only
>>>>>> a
>>>>>> few would. What I meant was that interested individuals who choose to
>>>>>> follow
>>>>>> the discussion could input during the process. If it's a closed
>>>>>> group,
>>>>>> then
>>>>>> not even a representative interested few would be able to engage in
>>>>>> the
>>>>>> process itself -- except for the people who are already in the
>>>>>> organizations
>>>>>> and companies inside the W3C.
>>>>>> 
>>>>>> 
>>>>>> Steven
>>>>>> 
>>>>>> 
>>>>>>> 
>>>>>>> On Sun, May 18, 2014 at 4:10 PM, Steven Rowat
>>>>>>> <steven_rowat@sunshine.net>
>>>>>>> wrote:
>>>>>>>> 
>>>>>>>> 
>>>>>>>> Thank you Stephane and Joseph for the clarifications about the
>>>>>>>> context
>>>>>>>> of
>>>>>>>> W3C public/private decisions.
>>>>>>>> 
>>>>>>>> But Joseph's wording, in particular the way he uses 'stakeholders',
>>>>>>>> prompts
>>>>>>>> me to  take issue with the relevance of this W3C context -- within
>>>>>>>> the
>>>>>>>> larger context of payments in a redesigned global money system that
>>>>>>>> billions
>>>>>>>> human beings may end up using.
>>>>>>>> 
>>>>>>>> Joseph, you say:
>>>>>>>>> 
>>>>>>>>> An industry standards body such as the W3C has a formal mandate
>>>>>>>>> from,
>>>>>>>>> and a formal responsibility to, the members of the consortium who
>>>>>>>>> guide the scope, substance and quality of the recommendations it
>>>>>>>>> issues.
>>>>>>>> 
>>>>>>>> 
>>>>>>>> Perhaps so; and the W3C may well function as an 'industry standards
>>>>>>>> body',
>>>>>>>> but the web payments system could end up being used globally to
>>>>>>>> transfer
>>>>>>>> value by people who are not part of any company, and importantly,
>>>>>>>> potentially to do this transfer among themselves without middlemen
>>>>>>>> actors,
>>>>>>>> -- so making the W3C standards-making process secret on any level
>>>>>>>> on
>>>>>>>> the
>>>>>>>> basis only of what the W3C consortium of companies want -- large or
>>>>>>>> small,
>>>>>>>> established or startups -- may easily exclude or distort the needs
>>>>>>>> of
>>>>>>>> those
>>>>>>>> billions of people who may not want or need to be involved with the
>>>>>>>> companies when they make their web or phone payments. This is
>>>>>>>> potentially
>>>>>>>> true even--especially--because those billions of people don't know
>>>>>>>> what
>>>>>>>> they
>>>>>>>> want yet, and so to exclude them from the discussion of what the
>>>>>>>> new
>>>>>>>> money-transfer technology may be able to provide for them seems
>>>>>>>> unfair
>>>>>>>> and
>>>>>>>> in the long run counterproductive.
>>>>>>>> 
>>>>>>>> You close by saying:
>>>>>>>>> 
>>>>>>>>>  Issues regarding openness/closedness of
>>>>>>>>> participation should of course be raised when an stakeholder has a
>>>>>>>>> concern, but it's useful to do so together with an appreciation of
>>>>>>>>> the
>>>>>>>>> full stakeholder environment that the W3C exists within.
>>>>>>>> 
>>>>>>>> 
>>>>>>>> And this sums it up for me as well: I believe the word
>>>>>>>> 'stakeholder',
>>>>>>>> in
>>>>>>>> terms of a web payment system, needs to be extended to apply to all
>>>>>>>> humans
>>>>>>>> on the planet, or at least all those who will use the web or a
>>>>>>>> mobile
>>>>>>>> phone
>>>>>>>> for commerce of any sort in the next twenty years -- maybe 5
>>>>>>>> billion
>>>>>>>> people?
>>>>>>>> 
>>>>>>>> (According to this NYT article [1], 'stakeholder' in its modern
>>>>>>>> form
>>>>>>>> dates
>>>>>>>> from after 1964, so it's a new usage. We can redefine it again,
>>>>>>>> can't
>>>>>>>> we?
>>>>>>>> :-) )
>>>>>>>> 
>>>>>>>> Steven
>>>>>>>> 
>>>>>>>> 
>>>>>>>> [1]
>>>>>>>> 
>>>>>>>> 
>>>>>>>> 
>>>>>>>> http://www.nytimes.com/1996/05/05/magazine/on-language-stakeholders-naff-i-m-chuffed.html
>>>>>>>> 
>>>>>>>> 
>>>>>>>> 
>>>>>>>> 
>>>>>>>> 
>>>>>>>> 
>>>>>>>> 
>>>>>>>> 
>>>>>>>>> On 5/18/14 10:44 AM, Joseph Potvin wrote:
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> I'd like to add a thought along the lines of Stephane's comments
>>>>>>>>> (and
>>>>>>>>> I hope he will correct me if what I say is inconsistent with what
>>>>>>>>> he
>>>>>>>>> and the W3C team have in mind).
>>>>>>>>> 
>>>>>>>>> Although the W3C's membership includes companies with a diversity
>>>>>>>>> of
>>>>>>>>> business perspectives, my own frame of reference on the topic of
>>>>>>>>> role-based access to project decisions is based upon this
>>>>>>>>> collection
>>>>>>>>> of sources about the "Foundations of Free/Libre/Open Works
>>>>>>>>> Management"
>>>>>>>>> the I and others have been assembling:
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> http://osi.xwiki.com/bin/Projects/draft-flow-syllabus#HFoundationsofFLOWManagement
>>>>>>>>> 
>>>>>>>>> An industry standards body such as the W3C has a formal mandate
>>>>>>>>> from,
>>>>>>>>> and a formal responsibility to, the members of the consortium who
>>>>>>>>> guide the scope, substance and quality of the recommendations it
>>>>>>>>> issues. While it is closely linked to the free/libre/open way, I
>>>>>>>>> reckon it should not be expected to operate entirely as if it were
>>>>>>>>> a
>>>>>>>>> free/libre/open project foundation like, say, the R Foundation or
>>>>>>>>> the
>>>>>>>>> Apache Foundation. This is not a criticism, it's just a
>>>>>>>>> recognition
>>>>>>>>> that it's a different sort of entity. It shares some but not all
>>>>>>>>> the
>>>>>>>>> characteristics. My impression is that the staff of the W3C as a
>>>>>>>>> industry standards consortium have a greater direct role and
>>>>>>>>> responsibility for the scope, substance and quality of its outputs
>>>>>>>>> than is the case with free/libre/open software foundations, which
>>>>>>>>> are
>>>>>>>>> essentially facilitators in various ways.
>>>>>>>>> 
>>>>>>>>> Adding on top of that, the fact that the functional realm of web
>>>>>>>>> payments is already heavily populated with incumbents that span
>>>>>>>>> the
>>>>>>>>> range from the most powerful financial institutions on the planet
>>>>>>>>> to
>>>>>>>>> the tiniest of start-ups, the balancing act that the W3C staff
>>>>>>>>> have
>>>>>>>>> to
>>>>>>>>> accomplish if the organization is to host the development of a
>>>>>>>>> standard on this topic is about as complex a
>>>>>>>>> negotiation/coordination
>>>>>>>>> job as can be thought up.  Issues regarding openness/closedness of
>>>>>>>>> participation should of course be raised when an stakeholder has a
>>>>>>>>> concern, but it's useful to do so together with an appreciation of
>>>>>>>>> the
>>>>>>>>> full stakeholder environment that the W3C exists within.
>>>>>>>>> 
>>>>>>>>> Joseph Potvin
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> On Sun, May 18, 2014 at 12:09 PM, Stephane Boyera <boyera@w3.org>
>>>>>>>>> wrote:
>>>>>>>>>> 
>>>>>>>>>> 
>>>>>>>>>> My apologies for joining late this discussion but i was
>>>>>>>>>> traveling.
>>>>>>>>>> 
>>>>>>>>>> I believe I need to bring some clarity on some of the points that
>>>>>>>>>> were
>>>>>>>>>> brought in this discussion.
>>>>>>>>>>   yes W3C develops open and patent-free standards. The
>>>>>>>>>> development
>>>>>>>>>> of
>>>>>>>>>> standards is done in an open way and involve public feedback at
>>>>>>>>>> different
>>>>>>>>>> points in the process, see
>>>>>>>>>> http://www.w3.org/2005/10/Process-20051014/tr.html/
>>>>>>>>>> In particular, the stage called "Last Call" requires all comments
>>>>>>>>>> received
>>>>>>>>>> by the working group (WG) to be addressed, responded and agreed
>>>>>>>>>> by
>>>>>>>>>> the
>>>>>>>>>> commenter. So i believe we can safely say that the development of
>>>>>>>>>> specifications at W3C is open and transparent.
>>>>>>>>>> However, there is a big difference between having a WG (or a IG)
>>>>>>>>>> requesting
>>>>>>>>>> regularly the feedback of the public, and having a WG working in
>>>>>>>>>> public.
>>>>>>>>>> Usually feedback is requested on documents that represent
>>>>>>>>>> consensus
>>>>>>>>>> within
>>>>>>>>>> the WG. While working in public requires that each member exposes
>>>>>>>>>> its
>>>>>>>>>> own
>>>>>>>>>> view in public.
>>>>>>>>>> I'm all in favor of working in public. More than just
>>>>>>>>>> transparency,
>>>>>>>>>> it
>>>>>>>>>> is
>>>>>>>>>> usually easier to manage feedback from external parties. People
>>>>>>>>>> can
>>>>>>>>>> see
>>>>>>>>>> e.G.
>>>>>>>>>> why specific design were ruled out, how consensus was developed
>>>>>>>>>> etc.
>>>>>>>>>> For that reason i put in the draft charter the proposal to have
>>>>>>>>>> the
>>>>>>>>>> group
>>>>>>>>>> working in public.
>>>>>>>>>> However, there are also a number of groups at W3C not working in
>>>>>>>>>> public.
>>>>>>>>>> There all kind of reasons for that. Some organizations are not
>>>>>>>>>> willing
>>>>>>>>>> to
>>>>>>>>>> expose their opinions in public but are happy to participate in
>>>>>>>>>> the
>>>>>>>>>> consensus building. Sometimes it is just a matter of
>>>>>>>>>> communication
>>>>>>>>>> policy,
>>>>>>>>>> where organizations send people that are not allowed to speak in
>>>>>>>>>> public.
>>>>>>>>>> Again there might be many reasons.
>>>>>>>>>> Here we are in the process of bringing a new community on board.
>>>>>>>>>> We
>>>>>>>>>> must
>>>>>>>>>> understand what is acceptable and what is not for the members of
>>>>>>>>>> this
>>>>>>>>>> community. I'm here to learn. That's why, while proposing to work
>>>>>>>>>> in
>>>>>>>>>> public,
>>>>>>>>>> i'm also willing to get feedback whether this is an issue for
>>>>>>>>>> some
>>>>>>>>>> members
>>>>>>>>>> of this community or not.
>>>>>>>>>> If it is not an issue, then fine. if it is an issue then we will
>>>>>>>>>> see
>>>>>>>>>> what
>>>>>>>>>> to
>>>>>>>>>> do. But it is essential to let all organizations know that this
>>>>>>>>>> option
>>>>>>>>>> is
>>>>>>>>>> on
>>>>>>>>>> the table and the charter development CG is here to build
>>>>>>>>>> consensus
>>>>>>>>>> on
>>>>>>>>>> how
>>>>>>>>>> we will work in the future.
>>>>>>>>>> I hope this clarify a bit the discussion?
>>>>>>>>>> 
>>>>>>>>>> Steph
>>>>>>>>>> Le 15/05/2014 23:58, Melvin Carvalho a écrit :
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> On 15 May 2014 23:50, Manu Sporny <msporny@digitalbazaar.com
>>>>>>>>>>> <mailto:msporny@digitalbazaar.com>> wrote:
>>>>>>>>>>> 
>>>>>>>>>>>>      On 05/15/2014 01:34 PM, Steven Rowat wrote:
>>>>>>>>>>>> On 2014-05-15, at 6:28 AM, Manu Sporny
>>>>>>>>>>> <msporny@digitalbazaar.com
>>>>>>>>>>>      <mailto:msporny@digitalbazaar.com>>
>>>>>>>>>>>> wrote:
>>>>>>>>>>>>> The option to run the payments work in a closed group,
>>>>>>>>>>> except
>>>>>>>>>>> for
>>>>>>>>>>>>> the publication of drafts, is now on the table. This
>>>>>>>>>>> is
>>>>>>>>>>> concerning
>>>>>>>>>>>> 
>>>>>>>>>>>> +1 Where is this proposal made? I can't see it in the
>>>>>>>>>>> links
>>>>>>>>>>> you
>>>>>>>>>>> sent.
>>>>>>>>>>>> The IG is so far listed as Public. ?
>>>>>>>>>>> 
>>>>>>>>>>>      """
>>>>>>>>>>>      I would be happy to know if the payment industry is more
>>>>>>>>>>> likely
>>>>>>>>>>> going
>>>>>>>>>>> to
>>>>>>>>>>>      be interested in working in public or internally as a
>>>>>>>>>>> closed
>>>>>>>>>>> group
>>>>>>>>>>> and
>>>>>>>>>>>      query the community on regular basis through the
>>>>>>>>>>> publication
>>>>>>>>>>> of
>>>>>>>>>>> draft
>>>>>>>>>>>      documents.
>>>>>>>>>>>      """
>>>>>>>>>>> 
>>>>>>>>>>>      In the last bullet item in the list here:
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> http://www.w3.org/community/webpaymentsigcharter/2014/05/15/first-draft-of-future-web-payments-interest-group-charter-published/
>>>>>>>>>>> 
>>>>>>>>>>>> But IMO It already looks from the proposed Charter that
>>>>>>>>>>> the
>>>>>>>>>>> various
>>>>>>>>>>>> forms and arms of the existing financial services
>>>>>>>>>>> industry
>>>>>>>>>>> are
>>>>>>>>>>> being
>>>>>>>>>>>> overly recognized and served by the IG, with 'users'
>>>>>>>>>>> tacked
>>>>>>>>>>> on
>>>>>>>>>>> at
>>>>>>>>>>>> the end as sort of an afterthought, as if a revolution
>>>>>>>>>>> in
>>>>>>>>>>> the
>>>>>>>>>>> way
>>>>>>>>>>>> finances are carried on isn't going to happen. That may
>>>>>>>>>>> be
>>>>>>>>>>> true,
>>>>>>>>>>> but
>>>>>>>>>>>> it may not.
>>>>>>>>>>> 
>>>>>>>>>>>      Part of this could be fueled by the W3C wanting to attract
>>>>>>>>>>> as
>>>>>>>>>>> many
>>>>>>>>>>> new
>>>>>>>>>>>      members as it can into the work. Keep in mind that W3C is
>>>>>>>>>>> going
>>>>>>>>>>> to
>>>>>>>>>>> have
>>>>>>>>>>>      to bring on a couple of big members if this work is going
>>>>>>>>>>> to
>>>>>>>>>>> proceed.
>>>>>>>>>>>      They need these new members because 1) there is a lot of
>>>>>>>>>>> work
>>>>>>>>>>> to
>>>>>>>>>>> be
>>>>>>>>>>>      done, and W3C needs the money to accomplish that new work,
>>>>>>>>>>> and
>>>>>>>>>>> 2)
>>>>>>>>>>> we
>>>>>>>>>>>      need to make sure that we have solid representation from
>>>>>>>>>>> the
>>>>>>>>>>> payment
>>>>>>>>>>>      industry and that they're interested in implementing this
>>>>>>>>>>> stuff
>>>>>>>>>>> that
>>>>>>>>>>>      we're proposing. If the option is not getting them onboard
>>>>>>>>>>> and
>>>>>>>>>>> not
>>>>>>>>>>>      starting the work vs. getting them on board and running
>>>>>>>>>>> the
>>>>>>>>>>> work
>>>>>>>>>>> in
>>>>>>>>>>> a
>>>>>>>>>>>      closed fashion, then that's going to be a hard decision to
>>>>>>>>>>> make
>>>>>>>>>>> for
>>>>>>>>>>> W3C.
>>>>>>>>>>> 
>>>>>>>>>>>      That said, I think it would be a disaster for W3C to run
>>>>>>>>>>> the
>>>>>>>>>>> official
>>>>>>>>>>>      work behind closed doors. There should be enough
>>>>>>>>>>> organizations
>>>>>>>>>>> that
>>>>>>>>>>> want
>>>>>>>>>>>      to run this work the way W3C runs most all of its other
>>>>>>>>>>> work;
>>>>>>>>>>> in
>>>>>>>>>>> full
>>>>>>>>>>>      view of the public.
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>> W3C is a member of openstand:
>>>>>>>>>>> 
>>>>>>>>>>> http://open-stand.org/principles/
>>>>>>>>>>> 
>>>>>>>>>>> [[
>>>>>>>>>>> 
>>>>>>>>>>> _*Transparency.*_ Standards organizations provide advance public
>>>>>>>>>>> notice
>>>>>>>>>>> of proposed standards development activities, the scope of work
>>>>>>>>>>> to
>>>>>>>>>>> be
>>>>>>>>>>> undertaken, and conditions for participation. Easily accessible
>>>>>>>>>>> records
>>>>>>>>>>> of decisions and the materials used in reaching those decisions
>>>>>>>>>>> are
>>>>>>>>>>> provided. Public comment periods are provided before final
>>>>>>>>>>> standards
>>>>>>>>>>> approval and adoption.
>>>>>>>>>>> 
>>>>>>>>>>> ...
>>>>>>>>>>> 
>>>>>>>>>>> _*Openness.*_ Standards processes are open to all interested and
>>>>>>>>>>> informed parties.
>>>>>>>>>>> 
>>>>>>>>>>> ]]
>>>>>>>>>>> 
>>>>>>>>>>> While some work may be done in private, I presume anything
>>>>>>>>>>> related
>>>>>>>>>>> to
>>>>>>>>>>> *standards* would be made public?
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>>>      -- manu
>>>>>>>>>>> 
>>>>>>>>>>>      --
>>>>>>>>>>>      Manu Sporny (skype: msporny, twitter: manusporny, G+:
>>>>>>>>>>> +Manu
>>>>>>>>>>> Sporny)
>>>>>>>>>>>      Founder/CEO - Digital Bazaar, Inc.
>>>>>>>>>>>      blog: The Marathonic Dawn of Web Payments
>>>>>>>>>>>      http://manu.sporny.org/2014/dawn-of-web-payments/
>>>>>>>>>>> 
>>>>>>>>>>> 
>>>>>>>>>> 
>>>>>>>>>> --
>>>>>>>>>> Stephane Boyera        stephane@w3.org
>>>>>>>>>> W3C                +33 (0) 6 73 84 87 27
>>>>>>>>>> BP 93
>>>>>>>>>> F-06902 Sophia Antipolis Cedex,
>>>>>>>>>> France
>>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>> 
>>>>>>> 
>>>>>>> 
>>>>>>> 
>>>>>> 
>>>>> 
>>>>> 
>>>>> 
>>>>> --
>>>>> Joseph Potvin
>>>>> Operations Manager | Gestionnaire des opérations
>>>>> The Opman Company | La compagnie Opman
>>>>> jpotvin@opman.ca
>>>>> Mobile: 819-593-5983
>>>>> 
>>>> 
>>> 
>>> 
>>> 
>>> --
>>> Joseph Potvin
>>> Operations Manager | Gestionnaire des opérations
>>> The Opman Company | La compagnie Opman
>>> jpotvin@opman.ca
>>> Mobile: 819-593-5983
>>> 
>> 
> 
> 
> 
> -- 
> Joseph Potvin
> Operations Manager | Gestionnaire des opérations
> The Opman Company | La compagnie Opman
> jpotvin@opman.ca
> Mobile: 819-593-5983
> 

Received on Monday, 19 May 2014 12:24:33 UTC