Re: [w3c/browser-payment-api] 'Pull' Payment Bias in API spec (#499)

In light of my other editorial counter-proposal [1] (and because I prefer to avoid an "and/or" construct), how about:

 "by the merchant to process or validate a transaction (depending on the <a>payment method</a>)."

Also, if we move in the direction of "payee"  here, that would become:

 "by the payee to process or validate a transaction (depending on the <a>payment method</a>)."

Ian

[1] https://github.com/w3c/browser-payment-api/pull/474#discussion_r109010151

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