RE: Organize a chat on account/ledger capabilities?

Hi Kris:
I’m very glad to see the  offer of an explanation for ISO20022, and the fact that we have it on our agenda for TPAC.

For a little background, what has not been clear to the IG to this point is exactly how, or at what touch points, detailed knowledge of ISO20022 would be important in our work.

In the section below there is some background information on how the IG has been dealing with “External Topics” or “External Reviews.”  We have, in the past, discussed ISO20022 in some detail.

Please take a look.

Best regards,
David

<snip/>

Claudia Swendseid (US Fed) is the lead for our External Reviews Task Force:
https://www.w3.org/Payments/IG/wiki/External_Reviews_Task_Force


Also, the membership of our group has changed some, but early on in our life as an IG we spent a good bit of time on ISO20022, going as far as distributing “ISO2002 for Dummies” to the first IG attendees.

You can find our past meetings here:
https://www.w3.org/Payments/IG/wiki/Main_Page/Past_Meetings

With the agenda for the first f2f meeting here:
https://www.w3.org/Payments/IG/wiki/Draft_F2F_Agenda_-_TPAC_2014_-_27/28_October_2014


I personally (as a non-expert) presented a variety of ISO/X9 topics at that meeting (not including ISO20022):
https://www.w3.org/Payments/IG/wiki/images/6/69/W3C_Web_Payments_-_Topics.pdf



From: KETELS Kris [mailto:Kris.KETELS@swift.com]
Sent: Friday, September 04, 2015 9:02 AM
To: Adrian Hope-Bailie
Cc: Nick Shearer; Adrian Hope-Bailie; Kepeng Li; Adler, Patrick; Evert Fekkes; VIGNET cyril; j.j.spaanderman@dnb.nl; Web Payments IG; Ian Jacobs
Subject: RE: Organize a chat on account/ledger capabilities?

Adrian,

I would gladly give such a presentation.
I think it would be great to do this at TPAC. I cannot imagine a better audience to gauge how ISO 20022 could fit into this space.

Kind regards
Kris


From: Adrian Hope-Bailie [mailto:adrian@ripple.com]
Sent: 04 September 2015 14:52
To: KETELS Kris
Cc: Nick Shearer; Adrian Hope-Bailie; Kepeng Li; Adler, Patrick; Evert Fekkes; VIGNET cyril; j.j.spaanderman@dnb.nl<mailto:j.j.spaanderman@dnb.nl>; Web Payments IG; Ian Jacobs
Subject: Re: Organize a chat on account/ledger capabilities?


It looks like it might be good if I supply this group with a quick explanation on what ISO 20022 is (and isn’t), to avoid further confusion?


Yes please!

Kris, I think there is a lot of uncertainty from the members about how ISO20022 fits into our work and how our work fits into ISO20022.

Further, I think there is some confusion about whether what the group is doing in some way attempts to replace or provide an alternative to ISO20022. (I don't think it does...FWIW)

Like many loaded terms (wallet, identity) used in the group the words "standard" and "specification" evoke different thoughts and ideas.

If you could present an "Introduction to ISO20022" in TPAC I think that would be extremely valuable. Even better, would be if we could demonstrate how some of the use cases that are in scope for the WG could be handled with ISO20022 messages.


Kind regards
Kris

From: Nick Shearer [mailto:nshearer@apple.com<mailto:nshearer@apple.com>]
Sent: 03 September 2015 17:38
To: KETELS Kris
Cc: Adrian Hope-Bailie; Kepeng Li; Adler, Patrick; Adrian Hope-Bailie; Evert Fekkes; VIGNET cyril; j.j.spaanderman@dnb.nl<mailto:j.j.spaanderman@dnb.nl>; Web Payments IG; Ian Jacobs

Subject: Re: Organize a chat on account/ledger capabilities?


On Sep 2, 2015, at 4:40 AM, KETELS Kris <Kris.KETELS@swift.com<mailto:Kris.KETELS@swift.com>> wrote:

Hi Adrian,

Can you explain why you qualify ISO standards as being the opposite of open W3C standards?
I myself haven’t encountered a more open (financial) standard as ISO 20022.

Any company can join W3C. ISO membership is strictly controlled. Why should a W3C standard be beholden to one that only a minority of its members can ever have direct representation on?



Kind regards
Kris


From: Adrian Hope-Bailie [mailto:adrian@hopebailie.com]
Sent: 19 August 2015 18:58
To: Ian Jacobs
Cc: Kepeng Li; Adler, Patrick; Adrian Hope-Bailie; Evert Fekkes; VIGNET cyril; j.j.spaanderman@dnb.nl<mailto:j.j.spaanderman@dnb.nl>; Web Payments IG
Subject: Re: Organize a chat on account/ledger capabilities?

Hi Ian,
Definitely interested. It would be great if the standards that were used for XS2A came out of this group and followed all of the open standards principles of the W3C and used Web technology as opposed to some ISO standard.
We need to get some direct participation from the EPC, EBA etc
Adrian

On 19 August 2015 at 18:45, Ian Jacobs <ij@w3.org<mailto:ij@w3.org>> wrote:
Hi Kepeng, Pat, Adrian, Evert, Cyril, Jurgen, (and others who may be interested),

I was chatting with Kepeng yesterday about capabilities related to account/ledger access. We were discussing
the sorts of useful things one could do if there were standard APIs for account/ledger access, including building
risk monitoring systems that would have an easier time working with diverse types of accounts. Also, I wondered
whether PSD2 regulation in Europe might be leading to a need for open standards to provide access to
accounts from Web applications.

Maybe we can organize a Thursday call around this topic so that we can determine who is interested, and
whether, for example, there is even enough interest to start a task force.

Please let me know if this discussion would interest you. Thanks!

Ian

--
Ian Jacobs <ij@w3.org<mailto:ij@w3.org>>      http://www.w3.org/People/Jacobs

Tel:                       +1 718 260 9447<tel:%2B1%20718%20260%209447>


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