- From: Anders Rundgren <anders.rundgren.net@gmail.com>
- Date: Mon, 3 Aug 2015 06:33:49 +0200
- To: Web Payments IG <public-webpayments-ig@w3.org>
The traditional payment industry have settled on using EMV for POS transactions. That is, even Apple Pay use EMV by emulating physical cards over an NFC transport. EMV is a very low-level card protocol which at least historically always depended on a trusted "Payment Terminal" which in turn did the actual talking with other systems including the POS. Now to the issue... A merchant Web server indeed function as a virtual POS but does a wallet actually replace the payment terminal? The answer to this simple question will have dramatic implications on Web Payment WG deliverables. Although I'm by no means an expert on EMV, my gut feeling is that we need a NEW protocol for the Web in order to achieve comparable security to EMV. Anders sending his weekly question/update
Received on Monday, 3 August 2015 04:34:24 UTC