Re: [Minutes] 3 April Tokenization Task Force call - PAR & MIT

Thank you Ken and Simon, your PoV on PAR for Amex and MC reflects what I was able to collect from my colleagues here.
I understand VISA and Discover are live as well.

Since PAR is being returned with the Auth response, as long as acquirers and PSPs pass it along to the merchant, we should be OK. Meaning we shouldn’t have a compelling need to incorporate it into the Payment Request and Payment Handler APIs.

Given that, I’d like to edit my initial request :-)

> Hi Ian and WG,
> regarding tokenization, it would be great to hear more about PAR (=Payment Account Reference) and  MIT (=Merchant Initiated Transactions) in Singapore, ideally from the networks, and how they address some of the current token shortcomings, and over what timeline.
>  


Best
Giulio

Giulio Andreoli
 Pay
giulio@apple.com
+1 (415) 218-1787

> On Apr 4, 2018, at 12:11 PM, Dix, Simon <Simon.Dix@mastercard.com> wrote:
> 
> All <>
>  
> I hadn’t seen this before I sent my other note but I think it gives pointers to similar information that I provided.
>  
> While I cannot provide specifics about Mastercard’s implementation of PAR, I can confirm it’s live and has been for some time. There is some limited public information available in the Mastercard rules that can be found here: https://www.mastercard.us/en-us/about-mastercard/what-we-do/rules.html <https://www.mastercard.us/en-us/about-mastercard/what-we-do/rules.html>
>  
> This provides the Mastercard specifics on the use of PAR beyond what EMVCo has defined.
>  
> Just wanted to clarify that Mastercard has a live implementation of PAR and other brands also do as far as I am aware.
>  
> Simon
>  
> Simon Dix
> Vice President
> Industry Standards
>  
> Mastercard
> 2200 Mastercard Blvd | O Fallon MO 63368-7263 USA
> tel +1-636-722-2391
> <image001.png> <x-msg://26/www.mastercard.com>
>  
>  
>  
> From: Kenneth Mealey [mailto:Kenneth.Mealey@aexp.com <mailto:Kenneth.Mealey@aexp.com>] 
> Sent: Tuesday, April 3, 2018 5:36 PM
> To: giulio@apple.com <mailto:giulio@apple.com>; Ian Jacobs <ij@w3.org <mailto:ij@w3.org>>
> Cc: Web Payments Working Group <public-payments-wg@w3.org <mailto:public-payments-wg@w3.org>>; Richard Garreth Waller <Richard.G.Waller@aexp.com <mailto:Richard.G.Waller@aexp.com>>; Clinton R Allen <clinton.r.allen@aexp.com <mailto:clinton.r.allen@aexp.com>>
> Subject: RE: [Minutes] 3 April Tokenization Task Force call
>  
> Hi Giulio;
> Hope you are well. 
>  
> As you may know, some of the challenge with integrating EMVCo’s ‘work in progress’ material into the W3C’s ‘work in progress’ material is navigating what’s public and what’s not, at any given point in time.  As I don’t represent AXP in EMVCo, I can’t represent the current status of EMVCo’s PAR, i.e. has not yet been released to market and no support dates yet set.  However, to be helpful in the meanwhile, I’ll share the below links and attached PR announcement (all in the public domain) that provide ample detail on what PAR is and what it’s intended to do. 
>  
> https://www.emvco.com/document-search/?action=search_documents&publish_date=&emvco_document_version=&emvco_document_book=&px_search=PAR <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.emvco.com_document-2Dsearch_-3Faction-3Dsearch-5Fdocuments-26publish-5Fdate-3D-26emvco-5Fdocument-5Fversion-3D-26emvco-5Fdocument-5Fbook-3D-26px-5Fsearch-3DPAR&d=DwMGaQ&c=uc5ZRXl8dGLM1RMQwf7xTCjRqXF0jmCF6SP0bDlmMmY&r=jyw_awFUVVx8y8ukyWYfH87_pCDXQdUacY1L8A1pDX0&m=VKY5n2uIH_7YR_9DrTEflJ39Ud2ylFhz0DLJT1zygZg&s=NPzYWF8u6--9KalQUUZ2sTus8v64P4VzH7xQ__MoYGU&e=>
>  
> https://www.emvco.com/terms-of-use/?u=wp-content/uploads/documents/EMVCo-Website-Content-Webinar_PAR_October-2016.pdf <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.emvco.com_terms-2Dof-2Duse_-3Fu-3Dwp-2Dcontent_uploads_documents_EMVCo-2DWebsite-2DContent-2DWebinar-5FPAR-5FOctober-2D2016.pdf&d=DwMGaQ&c=uc5ZRXl8dGLM1RMQwf7xTCjRqXF0jmCF6SP0bDlmMmY&r=jyw_awFUVVx8y8ukyWYfH87_pCDXQdUacY1L8A1pDX0&m=VKY5n2uIH_7YR_9DrTEflJ39Ud2ylFhz0DLJT1zygZg&s=ggrScB5Fm4MeXrvdqaxbO_9-ja3w8cQmwFse0N1Peww&e=>
>  
> Kind regards,
> Ken
>  
> From: giulio@apple.com <mailto:giulio@apple.com> [mailto:giulio@apple.com <mailto:giulio@apple.com>] 
> Sent: Tuesday, April 03, 2018 5:45 PM
> To: Ian Jacobs <ij@w3.org <mailto:ij@w3.org>>
> Cc: Web Payments Working Group <public-payments-wg@w3.org <mailto:public-payments-wg@w3.org>>
> Subject: Re: [Minutes] 3 April Tokenization Task Force call
>  
> Hi Ian and WG,
> regarding tokenization, it would be great to hear more about PAR (=Payment Account Reference) and MIT (=Merchant Initiated Transactions) in Singapore, ideally from the networks, and how they address some of the current token shortcomings, and over what timeline.
>  
> Best
> Giulio
>  
>  
>  
>  
>  
> Giulio Andreoli
>  Pay
> giulio@apple.com <mailto:giulio@apple.com>
> +1 (415) 218-1787
>  
> 
> On Apr 3, 2018, at 9:44 AM, Ian Jacobs <ij@w3.org <mailto:ij@w3.org>> wrote:
>  
> Hi all,
> 
> Minutes from today’s tokenization task force call:
> https://www.w3.org/2018/04/03-wpwg-minutes <https://urldefense.proofpoint.com/v2/url?u=https-3A__isolate.menlosecurity.com_1_3735928037_https-3A_www.w3.org_2018_04_03-2Dwpwg-2Dminutes&d=DwMGaQ&c=uc5ZRXl8dGLM1RMQwf7xTCjRqXF0jmCF6SP0bDlmMmY&r=jyw_awFUVVx8y8ukyWYfH87_pCDXQdUacY1L8A1pDX0&m=VKY5n2uIH_7YR_9DrTEflJ39Ud2ylFhz0DLJT1zygZg&s=7tkKesrfRocCvhZLpb2QmVnf1id4x2r-K2BRMhjEI_w&e=>
> 
> The next call (after Singapore) will take place 24 April.
> 
> Thank you,
> 
> Ian
> --
> Ian Jacobs <ij@w3.org <mailto:ij@w3.org>>
> https://www.w3.org/People/Jacobs/ <https://urldefense.proofpoint.com/v2/url?u=https-3A__isolate.menlosecurity.com_1_3735928037_https-3A_www.w3.org_People_Jacobs_&d=DwMGaQ&c=uc5ZRXl8dGLM1RMQwf7xTCjRqXF0jmCF6SP0bDlmMmY&r=jyw_awFUVVx8y8ukyWYfH87_pCDXQdUacY1L8A1pDX0&m=VKY5n2uIH_7YR_9DrTEflJ39Ud2ylFhz0DLJT1zygZg&s=dBLYD4B-n7SnlLLsUsKn2n6RM9RrCBiliE_Q5oEZPys&e=>
> Tel: +1 718 260 9447
> 
> 
> 
> 
>  
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